Preventing Wage Garnishment

When you are living paycheck to paycheck, the idea of someone cutting into that paycheck is frightening. But there are ways to prevent wage garnishment. Some people who are on the brink of garnishment are able to negotiate a payment plan with creditors in order to avoid a garnishment. In these cases, creditors may ask […]

Filing for Bankruptcy When Unemployed

Losing a job is a traumatic experience no matter what the circumstances and most people like to believe their ill-gotten fate is just a bump in the road. Many will try to keep up with bills even though they do not have the income to handle it. They might access their “rainy day” savings account […]

Credit Card Debt as a Cause of Bankruptcy

New York City Bankruptcy and Credit Card Debt Attorneys As many people reassess their financial state early in 2013, some will decide it’s time to consult with New York City bankruptcy and credit card attorneys to solve debt problems. Credit Card Debt causes bankruptcy, and bankruptcy can be the right solution to a financial dilemma, […]

Stop Auto Repossession in NYC

If you are hiding your vehicle to keep the “repo man” from taking it back, you’re most likely going to lose your car sooner rather than later. There is a better way to stop your car from being repossessed and to stop other creditor harassment. While filing bankruptcy is a drastic step, it may be […]

Mortgage Points and Fees

The Consumer Financial Protection Bureau (CFPB) on May 9, 2012, outlined proposed rules to simplify mortgage points and fees to bring more transparency to the mortgage loan origination market. The CFPB expects to finalize the rules by January 2013.  The rules are intended to make it easier for consumers to understand mortgage costs and compare […]