When you are overwhelmed by debt, it can feel like you don’t have many choices. Continuing to pay interest only on your bills that never seem to go down can

Question: When is a tax return not a tax return? Answer: When it is filed late and you have filed for or are thinking about filing for bankruptcy. Chapter 7

Fraud is an intentional deception or misrepresentation made for personal gain or so that another will act on the deception to his or her legal detriment.  Fraud is a dishonesty

If you are an employee who receives a salary from your employer for your labor, you are subject to paying taxes and subject to tax audits. A tax audit is

An Offer in Compromise (OIC) is an agreement between the Internal Revenue Service (IRS) and a taxpayer that reconciles the taxpayer’s tax debt for less than what was originally owed. OIC’s may

Most tax liability is civil not criminal.  Failure to pay taxes can result in various actions including wage garnishment and bank restraints.  However, there are some tax liabilities that will land

If you plan to file for bankruptcy, you are required to participate in consumer credit counseling from a government approved agency within 180 days of the filing. Pre-bankruptcy counseling is designated to

Imagine getting a letter in the mail informing you that your mortgage payment has been rejected by your bank for insufficient funds. This may be because your bank account has

One thing all Americans must do is file tax returns every year.  It is important to fill out tax returns so that they are complete and accurate.  This applies regardless

New York City residents have federal and state tax obligations. If you don’t pay your taxes, you are subject to penalties including an Internal Revenue Service lien. A lien is