Education is often touted as a necessary tool for securing well-paid employment. Unfortunately, thousands of college graduates and their parents are facing mountains of debt in order to secure that

Generally, the decision to file for bankruptcy is never an easy one. Typically, consumers see bankruptcy as an option of last resort. Oftentimes, the final decision is a result of

When you are overwhelmed by debt, it can feel like you don’t have many choices. Continuing to pay interest only on your bills that never seem to go down can

If you plan to file for bankruptcy, you are required to participate in consumer credit counseling from a government approved agency within 180 days of the filing. Pre-bankruptcy counseling is designated to

New York City Bankruptcy and Credit Card Debt Attorneys As many people reassess their financial state early in 2013, some will decide it’s time to consult with New York City

The effects of filing for bankruptcy can be devastating. In order for the debtor to rebuild his or her financial life, the debtor will have to be disciplined financially.  Most

In Chapter 7 bankruptcy, most of the debtor’s debt will be discharged.  However, some tax debts are not dischargeable in bankruptcy.  The obligation to pay taxes is one of the most rigid

If an individual has decided to file for bankruptcy, he or she is probably experiencing financial turmoil and the emotional effects that come along with it.  Further, there are several

After a bankruptcy discharge from the court, the debt discharged will no longer exist and a debtor gets to keep any cash or assets acquired after discharge.  A creditor will

Many couples argue over money. One spouse may be cheap. Another spouse may be a spender. The couple may be in conflict about their credit card bills, the mortgage or